I received a call from a friend that is a Master Stylist for a large corporation telling me she is at the emergency room. She told me that she sliced her finger with her salon shears so bad that she was asked to go to the hospital. When she arrived they had to use surgical glue to fix the wound. Accidents happen and injuries are no fun and some are more severe than others. Depending on the severity the effect of an injury can be costly. You lose client time and have to reschedule the entire day if it is severe. There is the cost of...